Terms of Use

Welcome to InvestNaija, a personalized financial education and money management platform owned by InvestIN Limited.

These Terms of Use (“Agreement”) govern your access to and use of investnaija.com, our mobile applications, and all related services (“Platform”).

By accessing or using the Platform, you agree to be bound by these Terms, our Privacy Policy, and any additional policies referenced herein.

If you do not agree with these Terms, you must discontinue use of the Platform immediately.

Our Services

InvestNaija provides financial education, savings tools, investment insights, and related digital services designed to help users make informed financial decisions.

Our Services may include educational content, market insights, alerts, and third-party financial information (“Content”).

Some Content may be provided by third-party information providers not affiliated with InvestNaija.

Agreement and acceptance

By using the Platform, you confirm that you are legally capable of entering into binding agreements and that you accept these Terms in full.

Your use of the Platform is also governed by our Privacy Policy and other applicable policies.

We may update or modify these Terms at any time. Continued use of the Platform means you accept such changes.

Eligibility

You must be of legal age in your jurisdiction to use this Platform.

The Platform is intended primarily for users located in Nigeria. We do not guarantee availability or legality of use in other jurisdictions.

Risk disclosure

All investments involve risk, including potential loss of capital. Past performance does not guarantee future results.

You should seek professional financial advice before making investment decisions.

Account registration

To access certain features, you may be required to create an account and provide accurate personal information.

You are responsible for maintaining the confidentiality of your login credentials and all activities under your account.

Electronic communications

By using the Platform, you agree to receive communications electronically, including emails, alerts, and notifications.

These communications satisfy any legal requirement that such communications be in writing.

SMS and notifications

You may receive SMS or text messages related to your account, security alerts, and promotional content.

You can opt out of promotional messages at any time by following the instructions provided in the message.

User responsibilities

• Provide accurate and up-to-date information
• Maintain the confidentiality of your account
• Use the Platform only for lawful purposes
• Not attempt to disrupt or misuse the Platform
• Not engage in unauthorized data extraction or scraping

Third-party services

The Platform may contain links or integrations with third-party services. We are not responsible for their content, policies, or practices.

Your use of third-party services is subject to their respective terms.

Intellectual property

All content, branding, and materials on the Platform are owned or licensed by InvestNaija and are protected by applicable intellectual property laws.

You may not reproduce, distribute, or exploit any content without prior written consent.

Limitation of liability

The Platform is provided “as is” without warranties of any kind.

We are not liable for any financial loss, investment decisions, data loss, or indirect damages arising from your use of the Platform.

Termination

We may suspend or terminate your access to the Platform if you violate these Terms or engage in prohibited activities.

You may also terminate your account at any time by contacting support.

Governing law

These Terms are governed by the laws of the Federal Republic of Nigeria.

Contact information