“Do not save what is left after spending, but spend what is left after saving." – Warren Buffett
Let’s talk about money. Not the abstract, intimidating kind, but the one in our pockets, home, crypto wallets or worse the bank 😒. The money sitting in your bank account is slowly losing value to Nigeria’s persistent inflation rate, up to 34.8% as of December 2024. The money that could be working harder for you. If you’re new to investing, welcome! This is your sign to take those baby steps. Let’s explore how InvestNaija can turn your financial anxiety into actionable growth.
Who is Chapel Hill Denham? Your Financial Launchpad 🚀
Chapel Hill Denham “Chapel Hill” isn’t just another finance house but Africa’s most trusted advisory firm. Founded in 2005, it is Nigeria’s leading investment firm with a track record of curating tailored investment solutions for Nigerians. Think of Chapel Hill as your savvy financial mentor—experienced, trustworthy, and always looking out for your best interest. The firm offers asset management, investment banking, and securities trading services, but here’s the kicker: they’ve democratised access to exclusive investment opportunities via InvestNaija, their retail investment platform.
Why does this matter? Because for too long, “serious” investing in Nigeria felt unattainable—reserved for corporations or high-net-worth individuals. InvestNaija flips the script.
Why Invest?
Let’s cut through the noise. Nigeria’s inflation is yet to be tamed. The naira is volatile. Savings accounts offer a paltry less than 8% annual interest. Why let the value of your hard-earned cash depreciate/decline?
Chapel Hill Denham stands out for three reasons:
- Proven Performance: Chapel Hill Denham funds have consistently outperformed their benchmarks over the past years. For instance, the Paramount Fund (Equity) has delivered an impressive 5-year return of 223%, compared to 199% for the NGX 30. This strong performance reflects Chapel Hill Denham’s strategic investments and effective management.
- Expertise: The Chapel Hill team includes accredited financial experts and sector specialists who navigate Nigeria’s complex markets so you don’t have to.
- Transparency: No hidden fees. No jargon. Just clear, accessible updates on your investments.
💡 Still sceptical? Consider this: Nigerians have lost over ₦500 billion to Ponzi schemes in the last ten years. With InvestNaija by Chapel Hill Denham, you’re choosing regulation over recklessness.
Financial Benefits: What’s in It for You?
Let’s talk numbers. Here’s what you gain by investing in Chapel Hill Denham’s products on InvestNaija:
- High Yields: The Chapel Hill Denham Money Market Fund (MMF) currently offers up to 24% annual gross yield—triple most bank savings rates.
- Inflation Hedge: Equities beat inflation last year, with the NGX ASI gaining 37.65%. Over three years, the Chapel Hill Denham Paramount Fund (Equity) has surged 125%, outperforming inflation at 110%. Investing in this fund helps grow your purchasing power.
3.Compounding Growth: Reinvesting your earnings allows your money to grow exponentially over time. The longer you stay invested, the more your returns multiply.
- Diversification: Access infrastructure bonds, Eurobonds, and equities. Spread risk, and maximise stability.
- Liquidity: Need cash? Redeem investments within 24-48 hours with InvestNaija.
- Tax Efficiency: Certain investment options like the monthly Federal Government of Nigeria Savings Bond, are tax-exempt. Keep more of what you earn.
💡 A ₦1 million investment in the Chapel Hill Denham Money Market Fund at 24% annual compound interest grows to ₦2.93 million in 5 years. In a savings account at 8% annual compound interest, it grows to ₦1.47 million. The difference? ₦1.46 million! That’s life-changing.
How to Start: Your 3-Step Blueprint
Ready to leap? Here’s how to begin in minutes:
- Download InvestNaija: Available on Google Play and Apple App Store.
- Sign Up: Submit basic details (BVN, ID). No paperwork.
- Choose Your Investment: Start with as little as ₦5,000. Pick from options like:
- Money Market Fund (Low risk, high liquidity)
- Nigeria Debt Infrastructure Fund (Higher yield, medium-term)
- Nigeria Dollar Income Fund (Dollar-denominated stability)
- Paramount Fund (High risk, long-term)
That’s it. Monitor your growth in real time, reinvest dividends, and watch compounding work its magic.
Key Takeaways
- Start Small: Think Big: Even ₦5,000 can grow exponentially.
- Trust Matters: Chapel Hill Denham’s almost 20-year legacy offers security in a risky market.
- Beat Inflation: Invest in any Chapel Hill Denham Fund with as little as N5,000.
- Accessibility is Key: InvestNaija simplifies investing for everyone.
Your Future Starts Now - What’s stopping you? Download the InvestNaija app, and turn those baby steps into a financial sprint. Your future self will thank you.
Inflation won’t wait. Will you?
