When it comes to investing, we often hear a chorus of excuses:
“I don’t have a lot of money”, “I am too young”, “The stock market is too volatile”, “Can’t I just save; why should I invest?”
The truth is, if you want to build wealth, you need to invest! Sure, it might sound cliché, but investing is the magic wand that turns your savings into a wealth-generating machine. Investing also comes with risks, but it also offers much better returns than letting your money nap in a bank account.
Here’s the deal: the earlier you start investing, the more time your money has to grow and benefit from the wonders of compounding. Think of compounding like the effect of water on garri – according to research, garri swells to about three times its size when soaked in water, starting small but growing significantly over time. Start young, and you’ll need to invest less to hit your retirement goals. Now, let’s dive into the four fantastic benefits of investing that you should know.
Earn Higher Returns
Investing is like planting a money tree that grows more money over time. Assets like stocks, bonds, and alternative investments like infrastructure, real estate typically increase in value, providing you with higher returns. Inflation is like a sneaky thief that erodes your money’s value each year. By investing, you outsmart inflation and put your money to work, earning more than it would just sitting in a bank.
Grow Your Money
Investing is the secret sauce to growing your wealth. Most investments offer returns that compound over time. Compounding means you’re earning money on the money your investments have already earned. Starting early is like having a superpower: time and compounding will multiply your wealth beyond your wildest dreams.
Reach Your Financial Goals
“Success equals goals; everything else is commentary” - Brian Tracy, Maximum Achievement. When you invest, you’re not just growing your money; you’re also setting yourself up to achieve your short, medium and long-term financial goals. Whether it’s buying a house, travelling the world, or retiring comfortably, investing helps you plan and secure your future. Planning for a new car or dream home? InvestNaija's PlanIN products help you reach your medium to long-term financial goals with no hassle.
Leave a Legacy for Your Children
Imagine giving your kids a head-start in life. Investing with the intention of building generational wealth ensures that you’re leaving behind a financial legacy. In a future where technology and automation could change the job landscape, the wealth you pass on might be the safety net your children need to thrive in an uncertain world.
That’s where products like the InvestNaija 100M65™ investment plan come in. The 100M65 product is designed to help build substantial wealth over time, offering a structured and strategic approach to investing. By subscribing to this product, you are establishing a strong portfolio that has the potential for significant growth, ensuring the security of your financial future and laying a solid foundation for the next generation. With an investment like this, you’re not just thinking about your goals but also the financial stability and opportunities for your children.
Want to secure your child's future with InvestNaija? With our 100M65TM PlanIN product, you can customize your savings plan! Set a target amount and your child's maturity age (like 18 for university / college). Imagine saving just N10,000 monthly at a 15% annual compounded rate. With 100M65, you could have over N10.8 million saved for your child's future! Start planning today - visit InvestNaija to learn more about 100M65 and other investment options.
Key Takeaway
You work hard for your money, so why not make your money work hard for you? That’s the essence of investing. The sooner you start, the sooner you’ll enjoy the life-changing benefits of investing!
To get started, ask yourself: Which of these benefits will make the biggest difference in my life if I start investing today?
