This Father’s Day, we’re celebrating a different kind of inheritance, the quiet power of provision through investing.
In Nigeria, fatherhood has never been just about love. It’s about provision in a tough economy where school fees rise yearly, inflation erodes savings, and the pressure to “always have an answer” never sleeps. Every father who skips personal wants to pay WAEC fees or puts ₦50,000 into his Ajo or cooperative is already investing. The instinct is there. What’s often missing is the right structure to make it grow.
That’s the gap InvestNaija by Chapel Hill Denham was built to close.
We spoke with fathers at three key stages. Their stories show that no matter where you are, consistent investing, even in small amounts, creates real impact over time.
The Aspiring Father: Starting Before the Pressure Hits
Tunde, 31, Lagos, and his wife are expecting their first child soon. Working in logistics, he wanted to build a foundation before the baby arrives.
“I started thinking about school fees even before the birth,” he says. “I know how fast things add up.”
Tunde began with ₦10,000 monthly into the CHD Money Market Fund through InvestNaija. This low-risk fund offers competitive returns (historical average of around 17% p.a. depending on rates) with high liquidity and capital protection, perfect for building an emergency buffer or initial nest egg.
Like many aspiring fathers, Tunde understands that overtime, small, consistent contributions made today can grow into a meaningful starter fund while earning steady income.
“The app made it effortless,” he says. “From onboarding to funding my account and tracking my investments, everything just worked.”
The New Father: Turning Love into Long-Term Action
Chidi, 35, from Port Harcourt, is a high-earning Oil & Gas engineer who felt a shift when his daughter turned two.
“Diapers, vaccines, crèche fees, the expenses never stop,” he shares.
Determined to stay ahead, he set up recurring investments the same week he took her for her vaccinations, treating both as non-negotiable.
To balance his short- and long-term goals, Chidi combines the Chapel Hill Denham Money Market Fund with the 100M65 Plan. While the Money Market Fund helps him meet near-term needs, his customised 100M65 Plan keeps him focused on a much bigger ambition he set himself for retirement: building a ₦1 billion legacy fund for his family.
By contributing about ₦144,000 every month and remaining consistent over the next 30 years, he is on track to achieve that goal (subject to market conditions).
His plans extend beyond retirement. Later this year, he hopes to purchase shares for her in the much-anticipated mega initial public offer (IPO) through InvestNaija.
“By the time she's old enough,” he says, “I want her to understand the power of starting early and letting time do the heavy lifting.”
The Experienced Father: Preserving and Passing on Wealth
Mr. Adeyemi, 50, from Abuja, has three children, with his eldest preparing to start university abroad. After decades of investing the old-fashioned way, making trips to stockbrokers with cheques in hand, he now manages his investments entirely through InvestNaija.
“The money I invested when my first child was born has worked the hardest because it had time on its side,” he reflects. “I only wish I'd started even earlier.”
He is already thinking about the next stage of his family's financial journey and shared plans to create Minor Accounts on InvestNaija so he can seamlessly manage his kids’ investments and eventually transfer them when they turn 18.
For fathers like Mr. Adeyemi, who have had the benefit of time and are focused on preserving and growing wealth for future generations, the Paramount Fund (Equity) offers exposure to high-quality Nigerian equities and has historically delivered inflation-beating returns of more than 500% over the last five years. To diversify his portfolio and protect against currency depreciation, he also maintains approximately 25% of his investments in the Nigeria Dollar Income Fund.
What Connects Them All
These fathers are at different life stages, yet they share one truth: Investing is an extension of fatherhood. It’s not about needing millions to begin, it’s about consistency.
- Starting with ₦10,000/month at 30 vs. 40 can mean hundreds of thousands to millions more by retirement, thanks to compounding.
- Minor Accounts on InvestNaija let you open and manage investments in your child’s name, giving them a true head start.
- Whether it’s protecting capital (Money Market Fund), targeting big goals (100M65), or long-term growth (Paramount Fund), InvestNaija brings Chapel Hill Denham’s expert-managed products to your phone.
No complex jargon. No unnecessary stress. Just simple, secure tools that meet you where you are, from ₦1,000 upward.
This Father’s Day, provision was never about perfection. It’s about showing up consistently for your family and giving them a gift that keeps growing: financial legacy.
To all aspiring fathers, new dads, and experienced ones, thank you for investing in what matters most.
Reach out to us on all our social media platforms and let’s share your story with the world! 🌍 OR fill out this quick form: click here. #INVESTinSTORIES | Because everyone has a money story, so what’s yours?
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Ready to start your journey? Download the InvestNaija app today from the Apple App Store or Google Play Store. With tools like LearnIN, SaveIN, and InvestIN, you’ll have everything you need to invest confidently and wisely.
